This is true. No reason to pay for antivirus, but you can live without it if you are savvy enough. I have defender turned off, and nothing installed, and I never get a virus.
Thanks for the replies. I don't have to pay for antivirus. I've got a NOD32 genuine 2-year license. I'm just not sure if it's effective enough even with HIPS not working. If it isnt , I could just use Defender. Whatever the case, I wanna stay in Windows 10 for a while now that this build seems to be stable enough.