Is it in the eye of the beholder? I get the impression that Microsoft's view is "If it didn't spring from our loins, it's bloatware". As in Windows 10 refresh tool: would it delete my Zemana antilogger, Malwarebytes, qtorrent, Glary Utilities, Panda AV, EasyBCD, Power ISO, etc. ? Is there a scientific/legal/generally accepted definition?