Hmm, I wasn't aware they had introduced the option to disable this, it always bugged me sinced they brought in the 'feature' to reopen anything that was open. I just tried this on my Insider 19030 machine, and after a restart a utorrent window that had been left open reopened. Still does it...
The option to disable that feature was introduced a long time ago, in build 17040: https://forums.mydigitallife.net/th...er-preview-build-17040-pc.75650/#post-1389568 https://forums.mydigitallife.net/th...view-build-17093-pc.76368/page-2#post-1409738 In 20H1 builds, what they did was separate two options that, for strange reasons, shared the same toggle, as I explained here. I also tried and, in my case, the toggle works fine, the apps that are left open before sign out or restart, do not reopen. Only those programs that I have specifically added to the start of Windows are reopened. I really don't know much about "Focus assist", I have disabled that feature for a long time and I have never been interested in how it works, maybe someone else can help you.
so MS account & MSFT account are the same things, then I have the MSFT account logged in with my Windows 10, still don't see that which I've referred.