I'd say you've been lucky so far. Third-party tools also have way more features than what deprecated Win 7 Backup has, but I suppose that's not a USP for everyone. Anyway the most important bit is not so much what backup solution one uses, as much as actually having a backup schedule and sticking to it. Do you maintain off-site backups too? And how do you store your on-site ones? I keep one set off-site in a trusted friend's safe and one set on-site in my own (watertight, fireproof etc.) safe, but I'm sure that's overkill for most people who might not have data they care about so much.
Thanks very much. I have always found Paragon the best for partitioning etc. What version should I use for Win 10 PRO 32 bit? I have downloaded the WIN7 32 bit PE ISO, or should I use the WIN10 64 bit PE ISO.